PREVAIL BANK

MEDFORD, WI | Medium | Est. Feb. 18, 1935, midnight | FDIC #29294 | RSSD #27070 | OCC
Latest Report: 2025-12-31

PREVAIL BANK is amn medium FDIC-insured commercial bank headquartered in MEDFORD, WI, established in Feb. 18, 1935, midnight. As of 2025-12-31, the bank reported total assets of $979M and total deposits of $748M. Profitability stands at 0.62% ROA and 4.57% ROE, with a net interest margin of 2.69%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.82%. FDIC Certificate #29294.

Assets

$979M

Deposits

$748M

Loans

$730M

Equity

$134M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 4.57%
Net Interest Margin (NIM) 2.69%
Yield on Assets 4.96%
Cost of Funds 2.44%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.82%
NPA Ratio 0.12%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 11.36%
Leverage Ratio 12.82%
Loan-to-Deposit 97.54%

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