BANK OF LOUISIANA

NEW ORLEANS, LA | Small | Est. July 1, 1958, midnight | FDIC #17878 | RSSD #271136 | FDIC
Latest Report: 2025-12-31

BANK OF LOUISIANA is asn small FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in July 1, 1958, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $89M. Profitability stands at -0.10% ROA and -0.93% ROE, with a net interest margin of 5.27%. The bank's CET1 capital ratio is 17.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.55% and a Texas Ratio of 7.64%. FDIC Certificate #17878.

Assets

$102M

Deposits

$89M

Loans

$64M

Equity

$11M

Profitability

Return on Assets (ROA) -0.10%
Return on Equity (ROE) -0.93%
Net Interest Margin (NIM) 5.27%
Yield on Assets 6.38%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 1.55%
Net Charge-Off Ratio 0.15%
Texas Ratio 7.64%
NPA Ratio 0.97%
ACL / Loans 2.80%

Capital & Liquidity

CET1 Ratio 17.82%
Tier 1 Capital 17.82%
Total Capital Ratio 19.09%
Leverage Ratio 11.06%
Loan-to-Deposit 71.49%

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