PEOPLES BANK MT WASHINGTON

MOUNT WASHINGTON, KY | Small | Est. Jan. 1, 1909, midnight | FDIC #5847 | RSSD #271341 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK MT WASHINGTON is asn small FDIC-insured commercial bank headquartered in MOUNT WASHINGTON, KY, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $120M and total deposits of $110M. Profitability stands at 1.76% ROA and 22.16% ROE, with a net interest margin of 5.34%. The bank's CET1 capital ratio is 13.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5847.

Assets

$120M

Deposits

$110M

Loans

$81M

Equity

$10M

Profitability

Return on Assets (ROA) 1.76%
Return on Equity (ROE) 22.16%
Net Interest Margin (NIM) 5.34%
Yield on Assets 6.03%
Cost of Funds 0.70%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 13.68%
Tier 1 Capital 13.68%
Total Capital Ratio 14.80%
Leverage Ratio 10.43%
Loan-to-Deposit 74.14%

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