COUNTYBANK

GREENWOOD, SC | Medium | Est. June 5, 1933, midnight | FDIC #9155 | RSSD #271529 | FDIC
Latest Report: 2025-12-31

COUNTYBANK is amn medium FDIC-insured commercial bank headquartered in GREENWOOD, SC, established in June 5, 1933, midnight. As of 2025-12-31, the bank reported total assets of $730M and total deposits of $638M. Profitability stands at 1.23% ROA and 19.79% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 15.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.68% and a Texas Ratio of 5.37%. FDIC Certificate #9155.

Assets

$730M

Deposits

$638M

Loans

$399M

Equity

$47M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 19.79%
Net Interest Margin (NIM) 3.93%
Yield on Assets 4.93%
Cost of Funds 1.06%

Asset Quality

NPL Ratio 0.68%
Net Charge-Off Ratio 0.12%
Texas Ratio 5.37%
NPA Ratio 0.37%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 15.44%
Tier 1 Capital 15.44%
Total Capital Ratio 16.30%
Leverage Ratio 8.52%
Loan-to-Deposit 62.51%

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