RESOURCE BANK

COVINGTON, LA | Medium | Est. July 20, 1998, midnight | FDIC #34803 | RSSD #2716088 | FDIC
Latest Report: 2025-12-31

RESOURCE BANK is amn medium FDIC-insured commercial bank headquartered in COVINGTON, LA, established in July 20, 1998, midnight. As of 2025-12-31, the bank reported total assets of $943M and total deposits of $804M. Profitability stands at 1.20% ROA and 9.93% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 12.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.60%. FDIC Certificate #34803.

Assets

$943M

Deposits

$804M

Loans

$798M

Equity

$115M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 9.93%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.19%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.60%
NPA Ratio 0.08%
ACL / Loans 0.61%

Capital & Liquidity

CET1 Ratio 12.20%
Tier 1 Capital 12.20%
Total Capital Ratio 12.81%
Leverage Ratio 12.31%
Loan-to-Deposit 99.31%

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