BanksSTATE BANK OF BELLINGHAM

STATE BANK OF BELLINGHAM

BELLINGHAM, MNMicroEst. March 9, 1942, midnightFDIC #17062RSSD #272058FDIC
Latest · 2025-12-31

STATE BANK OF BELLINGHAM is an FDIC-insured commercial bank headquartered in BELLINGHAM, MN, established in March 9, 1942, midnight. As of 2025-12-31, the bank reported total assets of $50M and total deposits of $41M. Profitability stands at 0.20% ROA and 1.93% ROE, with a net interest margin of 2.19%. CET1 capital ratio: 21.81%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.22%. Operates 1 domestic branch.

Assets
$50M
Deposits
$41M
Loans
$25M
Equity
$5M

Profitability

Return on Assets (ROA)0.20%
Return on Equity (ROE)1.93%
Net Interest Margin2.19%
Yield on Assets5.13%
Cost of Funds3.03%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio0.22%
NPA Ratio0.02%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio21.81%
Tier 1 Capital21.81%
Total Capital Ratio22.71%
Leverage Ratio14.29%
Loan-to-Deposit61.15%

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