SOUTHERN BANK

POPLAR BLUFF, MO | Large | Est. Jan. 1, 1887, midnight | FDIC #28332 | RSSD #272272 | FED
Latest Report: 2025-12-31

SOUTHERN BANK is aln large FDIC-insured commercial bank headquartered in POPLAR BLUFF, MO, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $5.0B and total deposits of $4.3B. Profitability stands at 1.49% ROA and 14.35% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 12.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 5.36%. FDIC Certificate #28332.

Assets

$5.0B

Deposits

$4.3B

Loans

$4.2B

Equity

$527M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 14.35%
Net Interest Margin (NIM) 3.75%
Yield on Assets 6.26%
Cost of Funds 3.73%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.22%
Texas Ratio 5.36%
NPA Ratio 0.62%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 12.20%
Tier 1 Capital 12.20%
Total Capital Ratio 13.38%
Leverage Ratio 10.34%
Loan-to-Deposit 97.84%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required