SOUTHERN BANK is an FDIC-insured commercial bank headquartered in POPLAR BLUFF, MO, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $5.0B and total deposits of $4.3B. Profitability stands at 1.49% ROA and 14.35% ROE, with a net interest margin of 3.75%. CET1 capital ratio: 12.20%, well above regulatory minimums. NPL ratio: 0.70% · Texas Ratio: 5.36%. Operates 66 domestic branches.
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