INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY

NEWBURYPORT, MA | Large | Est. Jan. 1, 1820, midnight | FDIC #90250 | RSSD #272302 | FDIC
Latest Report: 2025-12-31

INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY is aln large FDIC-insured commercial bank headquartered in NEWBURYPORT, MA, established in Jan. 1, 1820, midnight. As of 2025-12-31, the bank reported total assets of $5.4B and total deposits of $3.2B. Profitability stands at 0.56% ROA and 4.56% ROE, with a net interest margin of 1.24%. The bank's CET1 capital ratio is 15.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.10%. FDIC Certificate #90250.

Assets

$5.4B

Deposits

$3.2B

Loans

$4.2B

Equity

$668M

Profitability

Return on Assets (ROA) 0.56%
Return on Equity (ROE) 4.56%
Net Interest Margin (NIM) 1.24%
Yield on Assets 4.27%
Cost of Funds 3.35%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.10%
NPA Ratio 0.01%
ACL / Loans 0.34%

Capital & Liquidity

CET1 Ratio 15.84%
Tier 1 Capital 15.84%
Total Capital Ratio 16.19%
Leverage Ratio 12.29%
Loan-to-Deposit 132.13%

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