COMMUNITY BANK OF MEMPHIS

MEMPHIS, MO | Micro | Est. March 20, 1999, midnight | FDIC #35094 | RSSD #2724766 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF MEMPHIS is amn micro FDIC-insured commercial bank headquartered in MEMPHIS, MO, established in March 20, 1999, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $55M. Profitability stands at 1.30% ROA and 9.62% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 10.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35094. The institution operates 1 domestic branch.

Assets

$63M

Deposits

$55M

Loans

$26M

Equity

$8M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 9.62%
Net Interest Margin (NIM) 3.62%
Yield on Assets 4.90%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.86%

Capital & Liquidity

CET1 Ratio 10.77%
Tier 1 Capital 10.77%
Total Capital Ratio 11.31%
Leverage Ratio 12.65%
Loan-to-Deposit 47.10%

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