FIRST CENTRAL BANK MCCOOK is an FDIC-insured commercial bank headquartered in MCCOOK, NE, established in Jan. 4, 1999, midnight. As of 2025-12-31, the bank reported total assets of $127M and total deposits of $109M. Profitability stands at 2.34% ROA and 22.24% ROE, with a net interest margin of 4.57%. CET1 capital ratio: 13.69%, well above regulatory minimums. NPL ratio: 6.43% · Texas Ratio: 37.64%. Operates 2 domestic branches.
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