ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION

CHICAGO, IL | Medium | Est. June 27, 1953, midnight | FDIC #17230 | RSSD #2732 | OCC
Latest Report: 2025-12-31

ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in CHICAGO, IL, established in June 27, 1953, midnight. As of 2025-12-31, the bank reported total assets of $730M and total deposits of $602M. Profitability stands at 1.41% ROA and 8.39% ROE, with a net interest margin of 3.43%. The bank's CET1 capital ratio is 16.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.88% and a Texas Ratio of 8.00%. FDIC Certificate #17230.

Assets

$730M

Deposits

$602M

Loans

$546M

Equity

$123M

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 8.39%
Net Interest Margin (NIM) 3.43%
Yield on Assets 5.33%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 1.88%
Net Charge-Off Ratio --
Texas Ratio 8.00%
NPA Ratio 1.41%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 16.68%
Tier 1 Capital 16.68%
Total Capital Ratio 17.51%
Leverage Ratio 16.50%
Loan-to-Deposit 90.69%

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