AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION

DAVENPORT, IA | Small | Est. Jan. 5, 1999, midnight | FDIC #34955 | RSSD #2733263 | OCC
Latest Report: 2025-12-31

AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in DAVENPORT, IA, established in Jan. 5, 1999, midnight. As of 2025-12-31, the bank reported total assets of $468M and total deposits of $418M. Profitability stands at 0.50% ROA and 6.71% ROE, with a net interest margin of 3.06%. The bank's CET1 capital ratio is 13.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.36%. FDIC Certificate #34955.

Assets

$468M

Deposits

$418M

Loans

$322M

Equity

$38M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 6.71%
Net Interest Margin (NIM) 3.06%
Yield on Assets 4.62%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.36%
NPA Ratio 0.03%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 13.02%
Tier 1 Capital 13.02%
Total Capital Ratio 14.25%
Leverage Ratio 10.22%
Loan-to-Deposit 77.08%

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