AMERICAN BUSINESS BANK

LOS ANGELES, CA | Large | Est. Sept. 28, 1998, midnight | FDIC #34788 | RSSD #2734729 | FDIC
Latest Report: 2025-12-31

AMERICAN BUSINESS BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Sept. 28, 1998, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $4.0B. Profitability stands at 1.34% ROA and 14.71% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 12.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 2.69%. FDIC Certificate #34788.

Assets

$4.4B

Deposits

$4.0B

Loans

$3.0B

Equity

$411M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 14.71%
Net Interest Margin (NIM) 4.10%
Yield on Assets 5.11%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.69%
NPA Ratio 0.27%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 12.11%
Tier 1 Capital 12.11%
Total Capital Ratio 13.00%
Leverage Ratio 10.29%
Loan-to-Deposit 77.03%

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