BanksAMERICAN BUSINESS BANK

AMERICAN BUSINESS BANK

LOS ANGELES, CALargeEst. Sept. 28, 1998, midnightFDIC #34788RSSD #2734729FDIC
Latest · 2025-12-31

AMERICAN BUSINESS BANK is an FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Sept. 28, 1998, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $4.0B. Profitability stands at 1.34% ROA and 14.71% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 12.11%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 2.69%. Operates 1 domestic branch.

Assets
$4.4B
Deposits
$4.0B
Loans
$3.0B
Equity
$411M

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)14.71%
Net Interest Margin4.10%
Yield on Assets5.11%
Cost of Funds1.03%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio0.00%
Texas Ratio2.69%
NPA Ratio0.27%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio12.11%
Tier 1 Capital12.11%
Total Capital Ratio13.00%
Leverage Ratio10.29%
Loan-to-Deposit77.03%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required