FREEDOM FINANCIAL BANK

WEST DES MOINES, IA | Small | Est. Feb. 22, 1999, midnight | FDIC #35031 | RSSD #2735137 | FED
Latest Report: 2025-12-31

FREEDOM FINANCIAL BANK is asn small FDIC-insured commercial bank headquartered in WEST DES MOINES, IA, established in Feb. 22, 1999, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $202M. Profitability stands at 1.01% ROA and 10.98% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 10.00%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35031.

Assets

$274M

Deposits

$202M

Loans

$234M

Equity

$25M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 10.98%
Net Interest Margin (NIM) 3.63%
Yield on Assets 6.30%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.44%

Capital & Liquidity

CET1 Ratio 10.00%
Tier 1 Capital 10.00%
Total Capital Ratio 11.25%
Leverage Ratio 9.22%
Loan-to-Deposit 115.73%

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