BanksEVERBANK, NATIONAL ASSOCIATION

EVERBANK, NATIONAL ASSOCIATION

JACKSONVILLE, FLRegionalEst. Oct. 1, 1998, midnightFDIC #34775RSSD #2735146OCC
Latest · 2025-12-31

EVERBANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in JACKSONVILLE, FL, established in Oct. 1, 1998, midnight. As of 2025-12-31, the bank reported total assets of $46.0B and total deposits of $37.0B. Profitability stands at 0.62% ROA and 6.94% ROE, with a net interest margin of 2.94%. CET1 capital ratio: 12.37%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 4.42%. Operates 40 domestic branches.

Assets
$46.0B
Deposits
$37.0B
Loans
$35.9B
Equity
$4.1B

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)6.94%
Net Interest Margin2.94%
Yield on Assets5.85%
Cost of Funds3.00%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.03%
Texas Ratio4.42%
NPA Ratio0.42%
ACL / Loans0.80%

Capital & Liquidity

CET1 Ratio12.37%
Tier 1 Capital12.37%
Total Capital Ratio13.30%
Leverage Ratio9.12%
Loan-to-Deposit97.13%

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