CITIZENS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in MOUNDRIDGE, KS, established in Aug. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $436M and total deposits of $370M. Profitability stands at 1.76% ROA and 13.87% ROE, with a net interest margin of 4.17%. The bank's CET1 capital ratio is 11.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.69%. FDIC Certificate #17672.
Assets
$436M
Deposits
$370M
Loans
$226M
Equity
$57M
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