CONCORDE BANK

BLOMKEST, MN | Micro | Est. Jan. 1, 1910, midnight | FDIC #9727 | RSSD #273653 | FDIC
Latest Report: 2025-12-31

CONCORDE BANK is amn micro FDIC-insured commercial bank headquartered in BLOMKEST, MN, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $87M and total deposits of $78M. Profitability stands at 1.34% ROA and 13.04% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 14.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.55% and a Texas Ratio of 10.38%. FDIC Certificate #9727.

Assets

$87M

Deposits

$78M

Loans

$67M

Equity

$9M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 13.04%
Net Interest Margin (NIM) 4.46%
Yield on Assets 6.86%
Cost of Funds 3.05%

Asset Quality

NPL Ratio 1.55%
Net Charge-Off Ratio 0.27%
Texas Ratio 10.38%
NPA Ratio 1.19%
ACL / Loans 1.93%

Capital & Liquidity

CET1 Ratio 14.66%
Tier 1 Capital 14.66%
Total Capital Ratio 15.91%
Leverage Ratio 10.80%
Loan-to-Deposit 85.91%

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