FIRST STATE BANK OF UVALDE

UVALDE, TX | Large | Est. July 6, 1907, midnight | FDIC #9978 | RSSD #273662 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF UVALDE is aln large FDIC-insured commercial bank headquartered in UVALDE, TX, established in July 6, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 1.19% ROA and 10.67% ROE, with a net interest margin of 2.57%. The bank's CET1 capital ratio is 11.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 4.86%. FDIC Certificate #9978.

Assets

$1.8B

Deposits

$1.6B

Loans

$675M

Equity

$203M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 10.67%
Net Interest Margin (NIM) 2.57%
Yield on Assets 4.50%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 1.54%
Net Charge-Off Ratio 0.08%
Texas Ratio 4.86%
NPA Ratio 0.58%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 11.19%
Tier 1 Capital 11.19%
Total Capital Ratio 11.75%
Leverage Ratio 14.54%
Loan-to-Deposit 42.88%

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