MISSION BANK

BAKERSFIELD, CA | Large | Est. Oct. 7, 1998, midnight | FDIC #34805 | RSSD #2736714 | FED
Latest Report: 2025-12-31

MISSION BANK is aln large FDIC-insured commercial bank headquartered in BAKERSFIELD, CA, established in Oct. 7, 1998, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.7B. Profitability stands at 1.70% ROA and 15.68% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 11.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.12%. FDIC Certificate #34805.

Assets

$1.9B

Deposits

$1.7B

Loans

$1.5B

Equity

$211M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 15.68%
Net Interest Margin (NIM) 4.58%
Yield on Assets 6.14%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.12%
NPA Ratio 0.14%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 11.22%
Tier 1 Capital 11.22%
Total Capital Ratio 11.78%
Leverage Ratio 11.61%
Loan-to-Deposit 88.10%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required