NORTHPOINTE BANK

GRAND RAPIDS, MI | Large | Est. May 21, 1999, midnight | FDIC #34953 | RSSD #2737980 | FDIC
Latest Report: 2025-12-31

NORTHPOINTE BANK is aln large FDIC-insured commercial bank headquartered in GRAND RAPIDS, MI, established in May 21, 1999, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $4.9B. Profitability stands at 1.42% ROA and 15.12% ROE, with a net interest margin of 2.79%. The bank's CET1 capital ratio is 11.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.30% and a Texas Ratio of 12.45%. FDIC Certificate #34953.

Assets

$7.0B

Deposits

$4.9B

Loans

$6.3B

Equity

$662M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 15.12%
Net Interest Margin (NIM) 2.79%
Yield on Assets 6.66%
Cost of Funds 4.84%

Asset Quality

NPL Ratio 1.30%
Net Charge-Off Ratio 0.05%
Texas Ratio 12.45%
NPA Ratio 1.19%
ACL / Loans 0.16%

Capital & Liquidity

CET1 Ratio 11.21%
Tier 1 Capital 11.21%
Total Capital Ratio 11.35%
Leverage Ratio 9.50%
Loan-to-Deposit 129.50%

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