BanksNORTHPOINTE BANK

NORTHPOINTE BANK

GRAND RAPIDS, MILargeEst. May 21, 1999, midnightFDIC #34953RSSD #2737980FDIC
Latest · 2025-12-31

NORTHPOINTE BANK is an FDIC-insured commercial bank headquartered in GRAND RAPIDS, MI, established in May 21, 1999, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $4.9B. Profitability stands at 1.42% ROA and 15.12% ROE, with a net interest margin of 2.79%. CET1 capital ratio: 11.21%, well above regulatory minimums. NPL ratio: 1.30% · Texas Ratio: 12.45%. Operates 1 domestic branch.

Assets
$7.0B
Deposits
$4.9B
Loans
$6.3B
Equity
$662M

Profitability

Return on Assets (ROA)1.42%
Return on Equity (ROE)15.12%
Net Interest Margin2.79%
Yield on Assets6.66%
Cost of Funds3.99%

Asset Quality

NPL Ratio1.30%
Net Charge-Off Ratio0.05%
Texas Ratio12.45%
NPA Ratio1.19%
ACL / Loans0.16%

Capital & Liquidity

CET1 Ratio11.21%
Tier 1 Capital11.21%
Total Capital Ratio11.35%
Leverage Ratio9.50%
Loan-to-Deposit129.50%

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