FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in DUKE, OK, established in May 2, 1910, midnight. As of 2025-12-31, the bank reported total assets of $19M and total deposits of $16M. Profitability stands at -0.93% ROA and -7.62% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 12.02%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
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