MT. VICTORY STATE BANK

MOUNT VICTORY, OH | Micro | Est. Sept. 14, 1929, midnight | FDIC #9438 | RSSD #274025 | FDIC
Latest Report: 2025-12-31

MT. VICTORY STATE BANK is amn micro FDIC-insured commercial bank headquartered in MOUNT VICTORY, OH, established in Sept. 14, 1929, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $20M. Profitability stands at 0.15% ROA and 1.43% ROE, with a net interest margin of 5.33%. The bank's CET1 capital ratio is 10.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9438. The institution operates 1 domestic branch.

Assets

$22M

Deposits

$20M

Loans

$14M

Equity

$2M

Profitability

Return on Assets (ROA) 0.15%
Return on Equity (ROE) 1.43%
Net Interest Margin (NIM) 5.33%
Yield on Assets 6.66%
Cost of Funds 2.03%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.17%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 2.45%

Capital & Liquidity

CET1 Ratio 10.26%
Tier 1 Capital 10.26%
Total Capital Ratio 10.77%
Leverage Ratio 10.28%
Loan-to-Deposit 70.94%

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