FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS

MOUND CITY, KS | Micro | Est. Nov. 14, 1893, midnight | FDIC #14024 | RSSD #274052 | FDIC
Latest Report: 2025-12-31

FARMERS AND MERCHANTS BANK OF MOUND CITY, KANSAS is amn micro FDIC-insured commercial bank headquartered in MOUND CITY, KS, established in Nov. 14, 1893, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $53M. Profitability stands at 0.81% ROA and 12.38% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 12.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.42%. FDIC Certificate #14024. The institution operates 1 domestic branch.

Assets

$58M

Deposits

$53M

Loans

$38M

Equity

$4M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 12.38%
Net Interest Margin (NIM) 3.94%
Yield on Assets 6.04%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.42%
NPA Ratio 0.03%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 12.71%
Tier 1 Capital 12.71%
Total Capital Ratio 13.96%
Leverage Ratio 6.41%
Loan-to-Deposit 71.56%

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