RED RIVER BANK

ALEXANDRIA, LA | Large | Est. Jan. 14, 1999, midnight | FDIC #34980 | RSSD #2743244 | FDIC
Latest Report: 2025-12-31

RED RIVER BANK is aln large FDIC-insured commercial bank headquartered in ALEXANDRIA, LA, established in Jan. 14, 1999, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $3.0B. Profitability stands at 1.42% ROA and 13.31% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 16.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.87%. FDIC Certificate #34980.

Assets

$3.3B

Deposits

$3.0B

Loans

$2.3B

Equity

$356M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 13.31%
Net Interest Margin (NIM) 3.74%
Yield on Assets 5.19%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.87%
NPA Ratio 0.10%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 16.65%
Tier 1 Capital 16.65%
Total Capital Ratio 17.66%
Leverage Ratio 11.94%
Loan-to-Deposit 75.78%

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