LEGENDS BANK

CLARKSVILLE, TN | Medium | Est. Nov. 12, 1998, midnight | FDIC #34936 | RSSD #2745426 | FDIC
Latest Report: 2025-12-31

LEGENDS BANK is amn medium FDIC-insured commercial bank headquartered in CLARKSVILLE, TN, established in Nov. 12, 1998, midnight. As of 2025-12-31, the bank reported total assets of $899M and total deposits of $795M. Profitability stands at 0.92% ROA and 9.63% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 12.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34936.

Assets

$899M

Deposits

$795M

Loans

$658M

Equity

$88M

Profitability

Return on Assets (ROA) 0.92%
Return on Equity (ROE) 9.63%
Net Interest Margin (NIM) 4.06%
Yield on Assets 6.23%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 12.23%
Tier 1 Capital 12.23%
Total Capital Ratio 13.19%
Leverage Ratio 10.05%
Loan-to-Deposit 82.75%

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