TRUPOINT BANK

GRUNDY, VA | Medium | Est. Jan. 2, 1975, midnight | FDIC #21883 | RSSD #274829 | FED
Latest Report: 2025-12-31

TRUPOINT BANK is amn medium FDIC-insured commercial bank headquartered in GRUNDY, VA, established in Jan. 2, 1975, midnight. As of 2025-12-31, the bank reported total assets of $696M and total deposits of $603M. Profitability stands at 1.00% ROA and 11.51% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 8.51%. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.97%. FDIC Certificate #21883.

Assets

$696M

Deposits

$603M

Loans

$441M

Equity

$63M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 11.51%
Net Interest Margin (NIM) 4.58%
Yield on Assets 6.09%
Cost of Funds 1.57%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.97%
NPA Ratio 0.19%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 8.51%
Tier 1 Capital 8.51%
Total Capital Ratio 8.94%
Leverage Ratio 10.20%
Loan-to-Deposit 73.04%

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