CITIZENS STATE BANK OF ARLINGTON

ARLINGTON, SD | Small | Est. Aug. 28, 1901, midnight | FDIC #1118 | RSSD #274856 | FED
Latest Report: 2025-12-31

CITIZENS STATE BANK OF ARLINGTON is asn small FDIC-insured commercial bank headquartered in ARLINGTON, SD, established in Aug. 28, 1901, midnight. As of 2025-12-31, the bank reported total assets of $151M and total deposits of $132M. Profitability stands at 0.81% ROA and 7.10% ROE, with a net interest margin of 2.86%. The bank's CET1 capital ratio is 11.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1118.

Assets

$151M

Deposits

$132M

Loans

$79M

Equity

$17M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 7.10%
Net Interest Margin (NIM) 2.86%
Yield on Assets 4.92%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.54%

Capital & Liquidity

CET1 Ratio 11.26%
Tier 1 Capital 11.26%
Total Capital Ratio 11.82%
Leverage Ratio 12.24%
Loan-to-Deposit 59.35%

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