GENOA COMMUNITY BANK

GENOA, NE | Micro | Est. Jan. 1, 1903, midnight | FDIC #5408 | RSSD #2750 | FDIC
Latest Report: 2025-12-31

GENOA COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in GENOA, NE, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $71M and total deposits of $58M. Profitability stands at 1.46% ROA and 12.13% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 15.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5408.

Assets

$71M

Deposits

$58M

Loans

$52M

Equity

$8M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 12.13%
Net Interest Margin (NIM) 4.44%
Yield on Assets 6.53%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 15.11%
Tier 1 Capital 15.11%
Total Capital Ratio 16.03%
Leverage Ratio 12.76%
Loan-to-Deposit 90.41%

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