IDAHO TRUST BANK

BOISE, ID | Small | Est. Aug. 30, 1994, midnight | FDIC #35103 | RSSD #2753917 | FDIC
Latest Report: 2025-12-31

IDAHO TRUST BANK is asn small FDIC-insured commercial bank headquartered in BOISE, ID, established in Aug. 30, 1994, midnight. As of 2025-12-31, the bank reported total assets of $243M and total deposits of $213M. Profitability stands at 3.42% ROA and 32.98% ROE, with a net interest margin of 4.34%. The bank's CET1 capital ratio is 14.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #35103.

Assets

$243M

Deposits

$213M

Loans

$156M

Equity

$26M

Profitability

Return on Assets (ROA) 3.42%
Return on Equity (ROE) 32.98%
Net Interest Margin (NIM) 4.34%
Yield on Assets 5.85%
Cost of Funds 1.57%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 14.45%
Tier 1 Capital 14.45%
Total Capital Ratio 15.60%
Leverage Ratio 10.44%
Loan-to-Deposit 73.05%

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