NEW REPUBLIC BANK

CHARLOTTE, NC | Small | Est. Dec. 15, 1998, midnight | FDIC #34860 | RSSD #2754222 | FDIC
Latest Report: 2025-12-31

NEW REPUBLIC BANK is asn small FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Dec. 15, 1998, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $198M. Profitability stands at 1.19% ROA and 9.96% ROE, with a net interest margin of -4.77%. The bank's CET1 capital ratio is 18.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.28%. FDIC Certificate #34860.

Assets

$235M

Deposits

$198M

Loans

$191M

Equity

$34M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 9.96%
Net Interest Margin (NIM) -4.77%
Yield on Assets -12.41%
Cost of Funds --

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio --
Texas Ratio 0.28%
NPA Ratio 0.04%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 18.44%
Tier 1 Capital 18.44%
Total Capital Ratio 19.69%
Leverage Ratio 15.28%
Loan-to-Deposit 96.53%

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