COMMONWEALTH COOPERATIVE BANK

HYDE PARK, MA | Small | Est. Jan. 1, 1886, midnight | FDIC #29842 | RSSD #275479 | FED
Latest Report: 2025-12-31

COMMONWEALTH COOPERATIVE BANK is asn small FDIC-insured commercial bank headquartered in HYDE PARK, MA, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $135M. Profitability stands at 0.24% ROA and 1.75% ROE, with a net interest margin of 2.83%. The bank's CET1 capital ratio is 13.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.56% and a Texas Ratio of 2.57%. FDIC Certificate #29842.

Assets

$205M

Deposits

$135M

Loans

$133M

Equity

$28M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 1.75%
Net Interest Margin (NIM) 2.83%
Yield on Assets 5.01%
Cost of Funds 2.41%

Asset Quality

NPL Ratio 0.56%
Net Charge-Off Ratio --
Texas Ratio 2.57%
NPA Ratio 0.36%
ACL / Loans 0.62%

Capital & Liquidity

CET1 Ratio 13.65%
Tier 1 Capital 13.65%
Total Capital Ratio 14.33%
Leverage Ratio 16.44%
Loan-to-Deposit 98.77%

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