FIRST STATE BANK, THE

FIRST STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in NESS CITY, KS, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $84M and total deposits of $74M. Profitability stands at -0.05% ROA and -0.43% ROE, with a net interest margin of 2.89%. The bank's CET1 capital ratio is 21.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10503. The institution operates 1 domestic branch.