COMMERCIAL CAPITAL BANK

DELHI, LA | Medium | Est. Feb. 22, 1999, midnight | FDIC #34784 | RSSD #2756730 | FDIC
Latest Report: 2025-12-31

COMMERCIAL CAPITAL BANK is amn medium FDIC-insured commercial bank headquartered in DELHI, LA, established in Feb. 22, 1999, midnight. As of 2025-12-31, the bank reported total assets of $556M and total deposits of $433M. Profitability stands at 1.73% ROA and 16.10% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 10.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.29% and a Texas Ratio of 21.41%. FDIC Certificate #34784.

Assets

$556M

Deposits

$433M

Loans

$419M

Equity

$61M

Profitability

Return on Assets (ROA) 1.73%
Return on Equity (ROE) 16.10%
Net Interest Margin (NIM) 4.29%
Yield on Assets 7.01%
Cost of Funds 2.81%

Asset Quality

NPL Ratio 2.29%
Net Charge-Off Ratio 0.02%
Texas Ratio 21.41%
NPA Ratio 2.53%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 10.49%
Tier 1 Capital 10.49%
Total Capital Ratio 11.02%
Leverage Ratio 12.16%
Loan-to-Deposit 96.78%

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