BanksMVB BANK, INC.

MVB BANK, INC.

FAIRMONT, WVLargeEst. Jan. 4, 1999, midnightFDIC #34603RSSD #2757205FDIC
Latest · 2025-12-31

MVB BANK, INC. is an FDIC-insured commercial bank headquartered in FAIRMONT, WV, established in Jan. 4, 1999, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.21% ROA and 11.25% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 10.69%, well above regulatory minimums. NPL ratio: 1.31% · Texas Ratio: 8.38%. Operates 7 domestic branches.

Assets
$3.3B
Deposits
$2.8B
Loans
$2.3B
Equity
$351M

Profitability

Return on Assets (ROA)1.21%
Return on Equity (ROE)11.25%
Net Interest Margin3.93%
Yield on Assets6.11%
Cost of Funds2.30%

Asset Quality

NPL Ratio1.31%
Net Charge-Off Ratio0.24%
Texas Ratio8.38%
NPA Ratio0.96%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio10.69%
Tier 1 Capital10.69%
Total Capital Ratio11.22%
Leverage Ratio11.14%
Loan-to-Deposit82.23%

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