FIRST NATIONAL BANK OF HEREFORD, THE

FIRST NATIONAL BANK OF HEREFORD, THE is asn small FDIC-insured commercial bank headquartered in HEREFORD, TX, established in Dec. 6, 1999, midnight. As of 2025-12-31, the bank reported total assets of $375M and total deposits of $333M. Profitability stands at 2.06% ROA and 19.22% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 12.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.10%. FDIC Certificate #34918.