ANDOVER BANK, THE

ANDOVER BANK, THE is amn medium FDIC-insured commercial bank headquartered in ANDOVER, OH, established in Nov. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $587M and total deposits of $546M. Profitability stands at 0.77% ROA and 12.64% ROE, with a net interest margin of 3.28%. The bank's CET1 capital ratio is 21.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.03%. FDIC Certificate #10663.