FIRST NATIONAL BANK OF HUGO

HUGO, CO | Small | Est. Nov. 16, 1903, midnight | FDIC #3029 | RSSD #276551 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF HUGO is asn small FDIC-insured commercial bank headquartered in HUGO, CO, established in Nov. 16, 1903, midnight. As of 2025-12-31, the bank reported total assets of $150M and total deposits of $135M. Profitability stands at 1.13% ROA and 11.57% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 8.48%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3029.

Assets

$150M

Deposits

$135M

Loans

$74M

Equity

$15M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 11.57%
Net Interest Margin (NIM) 3.01%
Yield on Assets 4.25%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.94%

Capital & Liquidity

CET1 Ratio 8.48%
Tier 1 Capital 8.48%
Total Capital Ratio 8.90%
Leverage Ratio 10.86%
Loan-to-Deposit 54.61%

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