ZIONS BANCORPORATION, NATIONAL ASSOCIATION

SALT LAKE CITY, UT | Regional | Est. July 6, 1873, midnight | FDIC #2270 | RSSD #276579 | OCC
Latest Report: 2025-12-31

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in July 6, 1873, midnight. As of 2025-12-31, the bank reported total assets of $89.0B and total deposits of $75.9B. Profitability stands at 1.19% ROA and 14.99% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 11.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 4.08%. FDIC Certificate #2270.

Assets

$89.0B

Deposits

$75.9B

Loans

$61.1B

Equity

$7.2B

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 14.99%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.12%
Cost of Funds 4.31%

Asset Quality

NPL Ratio 0.52%
Net Charge-Off Ratio 0.15%
Texas Ratio 4.08%
NPA Ratio 0.36%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 11.48%
Tier 1 Capital 11.57%
Total Capital Ratio 13.75%
Leverage Ratio 8.99%
Loan-to-Deposit 80.55%

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