BanksZIONS BANCORPORATION, NATIONAL ASSOCIATION

ZIONS BANCORPORATION, NATIONAL ASSOCIATION

SALT LAKE CITY, UTRegionalEst. July 6, 1873, midnightFDIC #2270RSSD #276579OCC
Latest · 2025-12-31

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in July 6, 1873, midnight. As of 2025-12-31, the bank reported total assets of $89.0B and total deposits of $75.9B. Profitability stands at 1.19% ROA and 14.99% ROE, with a net interest margin of 3.37%. CET1 capital ratio: 11.48%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 4.08%. Operates 411 domestic branches.

Assets
$89.0B
Deposits
$75.9B
Loans
$61.1B
Equity
$7.2B

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)14.99%
Net Interest Margin3.37%
Yield on Assets5.12%
Cost of Funds1.82%

Asset Quality

NPL Ratio0.52%
Net Charge-Off Ratio0.15%
Texas Ratio4.08%
NPA Ratio0.36%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio11.48%
Tier 1 Capital11.57%
Total Capital Ratio13.75%
Leverage Ratio8.99%
Loan-to-Deposit80.55%

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