FIRST FARMERS & MERCHANTS STATE BANK

FIRST FARMERS & MERCHANTS STATE BANK is amn micro FDIC-insured commercial bank headquartered in BROWNSDALE, MN, established in Feb. 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $82M. Profitability stands at 0.05% ROA and 0.49% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 12.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.82% and a Texas Ratio of 13.13%. FDIC Certificate #1600.