FIRST FARMERS & MERCHANTS STATE BANK is an FDIC-insured commercial bank headquartered in BROWNSDALE, MN, established in Feb. 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $82M. Profitability stands at 0.05% ROA and 0.49% ROE, with a net interest margin of 4.48%. CET1 capital ratio: 12.52%, well above regulatory minimums. NPL ratio: 1.82% · Texas Ratio: 13.13%. Operates 2 domestic branches.
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