SECURITY FIRST BANK

LINCOLN, NE | Large | Est. July 1, 1924, midnight | FDIC #5415 | RSSD #276850 | FDIC
Latest Report: 2025-12-31

SECURITY FIRST BANK is aln large FDIC-insured commercial bank headquartered in LINCOLN, NE, established in July 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.9B. Profitability stands at 1.06% ROA and 12.27% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 11.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.20%. FDIC Certificate #5415.

Assets

$2.2B

Deposits

$1.9B

Loans

$1.4B

Equity

$187M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 12.27%
Net Interest Margin (NIM) 3.42%
Yield on Assets 5.84%
Cost of Funds 5.05%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.28%
Texas Ratio 2.20%
NPA Ratio 0.20%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 11.30%
Tier 1 Capital 11.30%
Total Capital Ratio 12.42%
Leverage Ratio 8.22%
Loan-to-Deposit 76.26%

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