COMMUNITY BANK

AVON, SD | Micro | Est. Jan. 1, 1914, midnight | FDIC #1687 | RSSD #276953 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in AVON, SD, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $69M and total deposits of $58M. Profitability stands at 0.01% ROA and 0.05% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 11.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.73%. FDIC Certificate #1687.

Assets

$69M

Deposits

$58M

Loans

$42M

Equity

$8M

Profitability

Return on Assets (ROA) 0.01%
Return on Equity (ROE) 0.05%
Net Interest Margin (NIM) 3.67%
Yield on Assets 5.81%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.19%
Texas Ratio 0.73%
NPA Ratio 0.09%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 11.24%
Tier 1 Capital 11.24%
Total Capital Ratio 11.80%
Leverage Ratio 12.21%
Loan-to-Deposit 72.60%

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