FIRST NATIONS BANK

CHICAGO, IL | Medium | Est. June 7, 1976, midnight | FDIC #22282 | RSSD #277240 | FDIC
Latest Report: 2025-12-31

FIRST NATIONS BANK is amn medium FDIC-insured commercial bank headquartered in CHICAGO, IL, established in June 7, 1976, midnight. As of 2025-12-31, the bank reported total assets of $540M and total deposits of $442M. Profitability stands at 1.30% ROA and 9.70% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 16.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.65%. FDIC Certificate #22282.

Assets

$540M

Deposits

$442M

Loans

$438M

Equity

$72M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 9.70%
Net Interest Margin (NIM) 3.55%
Yield on Assets 6.30%
Cost of Funds 3.04%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio --
Texas Ratio 0.65%
NPA Ratio 0.10%
ACL / Loans 1.78%

Capital & Liquidity

CET1 Ratio 16.86%
Tier 1 Capital 16.86%
Total Capital Ratio 18.11%
Leverage Ratio 13.31%
Loan-to-Deposit 99.10%

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