ITS BANK

JOHNSTON, IA | Micro | Est. Jan. 1, 2000, midnight | FDIC #34619 | RSSD #2774707 | FDIC
Latest Report: 2025-12-31

ITS BANK is amn micro FDIC-insured commercial bank headquartered in JOHNSTON, IA, established in Jan. 1, 2000, midnight. As of 2025-12-31, the bank reported total assets of $31M and total deposits of $500K. Profitability stands at 4.01% ROA and 4.11% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 97.94%, well above the regulatory minimum. FDIC Certificate #34619.

Assets

$31M

Deposits

$500K

Loans

$0

Equity

$30M

Profitability

Return on Assets (ROA) 4.01%
Return on Equity (ROE) 4.11%
Net Interest Margin (NIM) 5.28%
Yield on Assets 5.37%
Cost of Funds 4.80%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 97.94%
Tier 1 Capital 97.94%
Total Capital Ratio 102.84%
Leverage Ratio 93.57%
Loan-to-Deposit 0.00%

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