COMMUNITY FIRST BANK

NEW IBERIA, LA | Medium | Est. May 10, 1999, midnight | FDIC #35020 | RSSD #2775179 | FDIC
Latest Report: 2025-12-31

COMMUNITY FIRST BANK is amn medium FDIC-insured commercial bank headquartered in NEW IBERIA, LA, established in May 10, 1999, midnight. As of 2025-12-31, the bank reported total assets of $742M and total deposits of $672M. Profitability stands at 1.87% ROA and 20.24% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 13.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.93%. FDIC Certificate #35020.

Assets

$742M

Deposits

$672M

Loans

$539M

Equity

$68M

Profitability

Return on Assets (ROA) 1.87%
Return on Equity (ROE) 20.24%
Net Interest Margin (NIM) 4.55%
Yield on Assets 6.05%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.93%
NPA Ratio 0.20%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 13.94%
Tier 1 Capital 13.94%
Total Capital Ratio 15.19%
Leverage Ratio 9.90%
Loan-to-Deposit 80.19%

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