COMMUNITY BANK OF WICHITA, INC.

WICHITA, KS | Small | Est. Aug. 16, 1999, midnight | FDIC #35118 | RSSD #2775692 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF WICHITA, INC. is asn small FDIC-insured commercial bank headquartered in WICHITA, KS, established in Aug. 16, 1999, midnight. As of 2025-12-31, the bank reported total assets of $121M and total deposits of $112M. Profitability stands at 1.11% ROA and 14.11% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 11.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.42% and a Texas Ratio of 3.87%. FDIC Certificate #35118.

Assets

$121M

Deposits

$112M

Loans

$98M

Equity

$10M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 14.11%
Net Interest Margin (NIM) 4.56%
Yield on Assets 7.11%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 0.42%
Net Charge-Off Ratio -0.02%
Texas Ratio 3.87%
NPA Ratio 0.34%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 11.03%
Tier 1 Capital 11.03%
Total Capital Ratio 12.28%
Leverage Ratio 8.46%
Loan-to-Deposit 87.86%

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